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4 minutes read. published May 06, 2022.
Writen by Rebecca Betterton Written by Auto Loans Reporter

Rebecca Betterton is the auto loans reporter for Bankrate. She has a specialization in helping readers with the details of taking out loans to purchase a car.







Editor: Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since the end of 2021. They are dedicated to helping readers gain the confidence to control their finances by providing concise, well-researched, and clear information that reduces complex subjects into digestible pieces.









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With a myriad of options to choose from, there's not a perfect vehicle for everyone, but there is a best one to suit your needs. Choose a car based on your needs. There are a lot of options out there, research your budget, your buying options, your fuel economy preferences and more before you step onto a car showroom. How to find the best car for you A car is an investment of a lifetime. In order to ensure that you walk away content with the purchase, ask yourself these questions before you go. 1. How much do you have in your savings? Consider how much you're willing to invest -each month, and overall. Think about the anticipated maintenance expenses, fuel cost and insurance in addition to your monthly payment. A site such as Edmunds will help you determine how much each of these things will cost over the course of five years. You can also use an to determine how various rates and repayment terms influence your monthly payment as well as the amount of interest you'll have to pay. 2. Who's driving? The main drivers of the car will determine which models you look for. If you're a parent buying the car that your child is likely to use, a sports car or pickup truck might not be the most appropriate option. If you're a member of a large family or are sharing carpooling duties to and from school or practices for soccer, then you'll require cars with more seats and storage. 3. What's the primary use? Comfort and gas mileage should be top priorities in the event that your car is going to be used for commuting for work. Visit the dealership and sit in the car prior to purchasing it. Make sure you alter the seat and climate control system to see whether it's a good for you. If you're in a cold region driving on a cold day is a good way to see how quickly the windows are defrosted or how quickly the vehicle heats up. Think about where you will be driving, what you'll be carrying with you and how long your typical drive will be. If you are planning long road trips or drives where you are expecting rough terrain, you should research models that can handle wear and wear. Also, a smaller car might be better if most of your trips are on narrow city streets. 4. How much horsepower do you require? For most drivers, a four-cylinder car is both reliable and fuel efficient. It also costs less on repairs and maintenance. However, if you enjoy racing or accelerate rapidly onto crowded freeways the four-cylinder vehicle may cause you to be disappointed. 5. Do you require towing or haul frequently ? Do you require a vehicle that is capable of towing an RV or boat? Smaller cars often do not have the horsepower, transmission and chassis needed to cope with the demands. Even small SUVs simply aren't able to handle the task, so be sure to check the towing capacity of your vehicle and the payload capacities. If you are planning to buy an extra large vehicle to haul equipment, ensure it can fit into your garage. This is an important step that many motorists overlook, however certain SUVs, trucks and vans are too wide or too tall for many garages. It is important to take measurements prior to you buy. 6. Are you concerned about the fuel economy of you? Before signing off on a new car, consider the amount you're willing to pay for gas. Economy cars and hatchbacks usually will get the most mileage, especially if they are traditional and plug-in hybrids. The more luxurious vehicles will require premium gas which will generally be more expensive than the regular or mid-range fuel. Be sure to look up the price ahead of time. It could be worthwhile to pay a little more upfront and avoid excess visits to the gas station. But you should ensure the cost is worth it. If you're paying thousands of dollars more for a hybrid and don't stand to save that much in gas, it's probably not worth the extra cost if saving money is your only purpose. 7. What is the length of time you intend to keep it running? Certain vehicles appreciate more rapidly than others. Take a look at the car guide and then check Kelley Blue Book or Edmunds to determine what is its value. This is especially important in the event that you're going through your cars fast and you'll get a better deal for a trade-in vehicle that hasn't lost much value in its first five years. Certain vehicles are also able to be sold. Subarus, Toyotas, Fords and Hondas are all well-known for their durability, so they're good starting points for those who plan to maintain your vehicle for a period of 100,000 miles or more. 8. Are you looking to lease or buy? a car carry different financial burdens. A lease is an excellent alternative if you're looking for the latest model available, without having to pay as much every month, but you won't be able to recoup the cost through the sale of your vehicle at the end of your lease. Additionally, you'll have be vigilant on the condition and cleanliness of your vehicle. Additionally, you may have to contend with the limitations on mileage. When you purchase a car, you are entirely in charge and you don't need to be concerned about any mileage restrictions. The downside is that you typically need to keep the car longer than a lease in order to make the investment worth it. It is likely that monthly payments will be more expensive, too. The most important thing to leaving the dealer satisfied with your new car is planning. Choose what's important to your prior to choosing a car. Style may be more important than size or fuel efficiency may matter more than seat. Each aspect has advantages and disadvantages, so do your research to determine which car best suits your needs for many years to come. Learn more


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Written by Auto Loans Reporter

Rebecca Betterton is the auto loans reporter for Bankrate. She has a specialization in helping readers in navigating the ways and pitfalls of borrowing money to purchase an automobile.



The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since the end of 2021. They are committed to helping readers gain the confidence to manage their finances by providing precise, well-studied information that breaks down complicated topics into digestible chunks.






Auto loans editor




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